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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,634 | $112,935+168.9% | $90,970+233.8% | $158,966+91.0% |
| Participation rate | 75.0% | 74.7%+0.3pp | 69.0%+6.0pp | 82.0%-7.0pp |
| Annual return | 11.81% | 215.79%-204.0pp | 134.58%-122.8pp | 302.95%-291.1pp |
| Employer contribution / active EE | $1,914 | $2,895-33.9% | $2,122-9.8% | $4,762-59.8% |
| Participant deferral / active EE | $13,451 | $4,129+225.8% | $3,373+298.7% | $5,983+124.8% |
| Admin fee / account holder | $682 | $8,045-91.5% | $5,960-88.6% | $11,250-93.9% |