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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,134 | $91,537-80.2% | $130,045-86.1% | $75,173-75.9% |
| Participation rate | 98.5% | 71.5%+27.0pp | 78.5%+20.0pp | 67.2%+31.3pp |
| Annual return | 19.69% | -631.55%+651.2pp | -137.30%+157.0pp | 160.72%-141.0pp |
| Employer contribution / active EE | $2,318 | $2,845-18.5% | $4,321-46.4% | $2,671-13.2% |
| Participant deferral / active EE | $2,808 | $4,343-35.3% | $5,820-51.8% | $4,126-32.0% |
| Admin fee / account holder | $303 | $6,780-95.5% | $10,600-97.1% | $5,651-94.6% |