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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,667 | $101,795-80.7% | $165,100-88.1% | $80,959-75.7% |
| Participation rate | 98.5% | 71.8%+26.7pp | 78.6%+19.9pp | 67.7%+30.9pp |
| Annual return | 13.63% | 16.73%-3.1pp | 70.21%-56.6pp | 35.67%-22.0pp |
| Employer contribution / active EE | $3,304 | $2,954+11.9% | $4,348-24.0% | $2,757+19.8% |
| Participant deferral / active EE | $3,063 | $4,476-31.6% | $6,035-49.2% | $4,300-28.8% |
| Admin fee / account holder | $1,398 | $8,221-83.0% | $12,696-89.0% | $6,925-79.8% |