Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,552 | $100,805-92.5% | $86,698-91.3% | $134,532-94.4% |
| Participation rate | 66.7% | 79.0%-12.3pp | 76.6%-9.9pp | 81.2%-14.6pp |
| Annual return | -32.77% | 29.09%-61.9pp | 35.95%-68.7pp | 418.27%-451.0pp |
| Employer contribution / active EE | $1,604 | $3,490-54.1% | $2,837-43.5% | $4,741-66.2% |
| Participant deferral / active EE | $3,901 | $5,339-26.9% | $4,656-16.2% | $6,401-39.0% |
| Admin fee / account holder | $582 | $10,925-94.7% | $7,493-92.2% | $11,429-94.9% |