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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,983 | $93,617-79.7% | $135,982-86.0% | $75,177-74.7% |
| Participation rate | 85.7% | 75.2%+10.5pp | 81.9%+3.8pp | 67.2%+18.5pp |
| Annual return | 26.25% | 30.89%-4.6pp | 68.32%-42.1pp | 160.75%-134.5pp |
| Employer contribution / active EE | $2,567 | $3,538-27.4% | $4,859-47.2% | $2,671-3.9% |
| Participant deferral / active EE | $5,781 | $6,406-9.7% | $7,760-25.5% | $4,126+40.1% |
| Admin fee / account holder | $5,372 | $6,980-23.0% | $10,767-50.1% | $5,651-4.9% |