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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INS CO Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $53,312 |
PINNACLE PENSION SERVICES2+ years Service code 15 · EIN 82-0433443 3101 W. MAIN ST., STE. 100 · BOISE, ID 83702 | Recordkeeping | $20,080 |
EDWARD JONES2+ years Filed as: EDWARD D JONES & CO L P Service code 53 · EIN 43-0345811 12555 MANCHESTER ROAD · ST LOUIS, MO 63131 | Insurance Commissions | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,421 | $36,916-50.1% | $156,551-88.2% | $57,658-68.1% |
| Participation rate | 66.0% | 63.4%+2.6pp | 84.0%-18.0pp | 70.2%-4.2pp |
| Annual return | 6.02% | 12.38%-6.4pp | 32.23%-26.2pp | 5.13%+0.9pp |
| Employer contribution / active EE | $1,265 | $1,571-19.4% | $5,501-77.0% | $1,974-35.9% |
| Participant deferral / active EE | $1,979 | $1,926+2.8% | $4,871-59.4% | $3,061-35.3% |
| Admin fee / account holder | $105 | $82+27.4% | $13,028-99.2% | $95+11.2% |