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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,061 | $105,623-86.7% | $87,502-83.9% | $273,972-94.9% |
| Participation rate | 100.0% | 78.2%+21.8pp | 73.8%+26.2pp | 83.0%+17.0pp |
| Annual return | 12.92% | 12.26%+0.7pp | 12.21%+0.7pp | 41.46%-28.5pp |
| Employer contribution / active EE | $1,829 | $3,141-41.8% | $2,550-28.3% | $4,869-62.4% |
| Participant deferral / active EE | $4,899 | $3,601+36.1% | $3,149+55.6% | $5,287-7.3% |
| Admin fee / account holder | $552 | $4,781-88.4% | $4,221-86.9% | $10,133-94.5% |