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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,553 | $133,981-64.5% | $112,249-57.6% | $134,532-64.7% |
| Participation rate | 81.8% | 78.6%+3.3pp | 75.1%+6.8pp | 81.2%+0.6pp |
| Annual return | -17.93% | 47.16%-65.1pp | 27.48%-45.4pp | 418.27%-436.2pp |
| Employer contribution / active EE | $3,420 | $4,040-15.4% | $3,636-6.0% | $4,741-27.9% |
| Participant deferral / active EE | $6,133 | $5,292+15.9% | $4,729+29.7% | $6,401-4.2% |
| Admin fee / account holder | $5,963 | $7,492-20.4% | $6,412-7.0% | $11,429-47.8% |