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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,524 | $181,896-53.0% | $156,551-45.4% | $273,972-68.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 14.76% | 30.74%-16.0pp | 32.23%-17.5pp | 41.46%-26.7pp |
| Employer contribution / active EE | $1,232 | $6,248-80.3% | $5,501-77.6% | $4,869-74.7% |
| Participant deferral / active EE | $3,771 | $5,550-32.1% | $4,871-22.6% | $5,287-28.7% |
| Admin fee / account holder | $12,266 | $15,560-21.2% | $13,028-5.8% | $10,133+21.1% |