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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,988 | $217,432-67.8% | $185,849-62.3% | $167,536-58.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 3.05% | 148.42%-145.4pp | 122.10%-119.0pp | 478.82%-475.8pp |
| Employer contribution / active EE | $5,868 | $5,875-0.1% | $5,169+13.5% | $4,839+21.3% |
| Participant deferral / active EE | $5,101 | $6,357-19.8% | $5,569-8.4% | $6,342-19.6% |
| Admin fee / account holder | $16,231 | $19,818-18.1% | $16,244-0.1% | $12,315+31.8% |