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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,449 | $55,684-52.5% | $75,900-65.2% | $72,976-63.8% |
| Participation rate | 100.0% | 61.1%+38.9pp | 69.3%+30.7pp | 69.5%+30.5pp |
| Annual return | 16.52% | 27.60%-11.1pp | 30.73%-14.2pp | 81.02%-64.5pp |
| Employer contribution / active EE | $2,843 | $1,687+68.5% | $2,501+13.7% | $2,440+16.5% |
| Participant deferral / active EE | $1,919 | $2,634-27.1% | $3,604-46.7% | $3,608-46.8% |
| Admin fee / account holder | $1,047 | $3,981-73.7% | $5,421-80.7% | $5,124-79.6% |