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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,157 | $152,619-79.6% | $125,195-75.1% | $152,909-79.6% |
| Participation rate | 75.0% | 83.3%-8.3pp | 79.8%-4.8pp | 82.5%-7.5pp |
| Annual return | 24.13% | 54.85%-30.7pp | 43.79%-19.7pp | 345.46%-321.3pp |
| Employer contribution / active EE | $895 | $4,947-81.9% | $3,866-76.8% | $4,764-81.2% |
| Participant deferral / active EE | $2,164 | $5,869-63.1% | $4,937-56.2% | $5,851-63.0% |
| Admin fee / account holder | $8,795 | $13,437-34.5% | $9,704-9.4% | $11,601-24.2% |