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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,459 | $167,353-86.6% | $143,797-84.4% | $134,545-83.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -22.70% | 0.48%-23.2pp | -0.04%-22.7pp | 418.37%-441.1pp |
| Employer contribution / active EE | $3,475 | $5,620-38.2% | $4,952-29.8% | $4,742-26.7% |
| Participant deferral / active EE | $4,652 | $6,447-27.8% | $5,638-17.5% | $6,401-27.3% |
| Admin fee / account holder | $1,278 | $18,096-92.9% | $14,679-91.3% | $11,431-88.8% |