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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,171 | $209,425-59.8% | $178,499-52.8% | $158,966-47.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 15.02% | 188.80%-173.8pp | 151.10%-136.1pp | 302.95%-287.9pp |
| Employer contribution / active EE | $2,799 | $5,707-51.0% | $5,011-44.2% | $4,762-41.2% |
| Participant deferral / active EE | $7,771 | $5,955+30.5% | $5,202+49.4% | $5,983+29.9% |
| Admin fee / account holder | $648 | $17,078-96.2% | $13,986-95.4% | $11,250-94.2% |