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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,014 | $129,960+60.8% | $104,299+100.4% | $134,545+55.3% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -11.47% | 42.06%-53.5pp | 24.62%-36.1pp | 418.37%-429.8pp |
| Employer contribution / active EE | $14,783 | $4,186+253.1% | $3,373+338.3% | $4,742+211.8% |
| Participant deferral / active EE | $15,171 | $5,589+171.4% | $4,626+228.0% | $6,401+137.0% |
| Admin fee / account holder | $3,417 | $9,324-63.4% | $7,339-53.4% | $11,431-70.1% |