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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,890 | $93,064+10.6% | $74,577+38.0% | $273,972-62.4% |
| Participation rate | 69.2% | 74.9%-5.7pp | 68.1%+1.1pp | 83.0%-13.8pp |
| Annual return | 5.54% | 26.18%-20.6pp | 20.47%-14.9pp | 41.46%-35.9pp |
| Employer contribution / active EE | $959 | $3,160-69.7% | $2,525-62.0% | $4,869-80.3% |
| Participant deferral / active EE | $2,525 | $4,160-39.3% | $3,458-27.0% | $5,287-52.2% |
| Admin fee / account holder | $163 | $5,273-96.9% | $4,138-96.1% | $10,133-98.4% |