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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,569 | $57,140-25.5% | $85,240-50.1% | $80,959-47.4% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 8.62% | 21.71%-13.1pp | 66.75%-58.1pp | 35.67%-27.0pp |
| Employer contribution / active EE | $3,851 | $1,802+113.7% | $2,735+40.8% | $2,757+39.7% |
| Participant deferral / active EE | $6,348 | $3,115+103.8% | $4,527+40.2% | $4,300+47.6% |
| Admin fee / account holder | $2,222 | $4,992-55.5% | $6,165-64.0% | $6,925-67.9% |