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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,569 | $57,073-25.4% | $85,126-50.0% | $80,925-47.4% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 8.62% | 21.69%-13.1pp | 66.63%-58.0pp | 35.65%-27.0pp |
| Employer contribution / active EE | $3,851 | $1,801+113.9% | $2,731+41.0% | $2,756+39.7% |
| Participant deferral / active EE | $6,348 | $3,113+103.9% | $4,523+40.3% | $4,299+47.7% |
| Admin fee / account holder | $2,222 | $4,988-55.4% | $6,160-63.9% | $6,940-68.0% |