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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,735 | $77,908+175.6% | $149,696+43.4% | $75,173+185.7% |
| Participation rate | 73.0% | 65.6%+7.4pp | 78.8%-5.8pp | 67.2%+5.8pp |
| Annual return | 12.88% | 31.73%-18.9pp | 134.46%-121.6pp | 160.72%-147.8pp |
| Employer contribution / active EE | $2,435 | $3,138-22.4% | $4,821-49.5% | $2,671-8.8% |
| Participant deferral / active EE | $6,485 | $3,411+90.1% | $5,682+14.1% | $4,126+57.2% |
| Admin fee / account holder | $6,531 | $5,950+9.8% | $13,212-50.6% | $5,651+15.6% |