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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,174 | $85,766-74.1% | $136,298-83.7% | $70,126-68.4% |
| Participation rate | 93.1% | 74.2%+18.9pp | 81.9%+11.2pp | 69.5%+23.6pp |
| Annual return | 11.08% | 31.46%-20.4pp | 5156.27%-5145.2pp | 73.15%-62.1pp |
| Employer contribution / active EE | $1,687 | $2,966-43.1% | $4,696-64.1% | $2,343-28.0% |
| Participant deferral / active EE | $4,337 | $5,051-14.1% | $6,247-30.6% | $3,332+30.2% |
| Admin fee / account holder | $5,026 | $5,421-7.3% | $9,244-45.6% | $4,645+8.2% |