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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,139 | $76,551+135.3% | $123,894+45.4% | $62,881+186.5% |
| Participation rate | 80.0% | 73.0%+7.0pp | 81.4%-1.4pp | 69.3%+10.7pp |
| Annual return | 16.93% | 18.68%-1.8pp | 47.52%-30.6pp | 20.14%-3.2pp |
| Employer contribution / active EE | $1,919 | $2,882-33.4% | $4,617-58.4% | $2,281-15.9% |
| Participant deferral / active EE | $5,017 | $4,840+3.7% | $5,984-16.2% | $3,203+56.6% |
| Admin fee / account holder | $58,961 | $4,826+1121.8% | $8,357+605.5% | $4,296+1272.6% |