Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,854 | $93,598-2.9% | $135,974-33.2% | $75,173+20.9% |
| Participation rate | 36.5% | 75.2%-38.7pp | 81.9%-45.4pp | 67.2%-30.7pp |
| Annual return | 12.79% | 30.89%-18.1pp | 68.30%-55.5pp | 160.72%-147.9pp |
| Employer contribution / active EE | $1,232 | $3,538-65.2% | $4,859-74.6% | $2,671-53.9% |
| Participant deferral / active EE | $2,164 | $6,405-66.2% | $7,760-72.1% | $4,126-47.5% |
| Admin fee / account holder | $21,275 | $6,978+204.9% | $10,767+97.6% | $5,651+276.5% |