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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,560 | $124,330-36.0% | $109,173-27.1% | $167,536-52.5% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 8.59% | 26.04%-17.4pp | 25.75%-17.2pp | 478.82%-470.2pp |
| Employer contribution / active EE | $4,420 | $4,209+5.0% | $3,723+18.7% | $4,839-8.7% |
| Participant deferral / active EE | $4,082 | $5,256-22.3% | $4,654-12.3% | $6,342-35.6% |
| Admin fee / account holder | $36,218 | $7,974+354.2% | $6,755+436.2% | $12,315+194.1% |