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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $420,492 | $168,636+149.3% | $147,618+184.9% | $125,388+235.4% |
| Participation rate | 93.8% | 88.8%+5.0pp | 84.6%+9.1pp | 83.2%+10.6pp |
| Annual return | -4.04% | 77.65%-81.7pp | 61.98%-66.0pp | 282.24%-286.3pp |
| Employer contribution / active EE | $23,274 | $6,252+272.2% | $5,565+318.2% | $4,866+378.3% |
| Participant deferral / active EE | $12,426 | $5,507+125.6% | $4,895+153.8% | $5,352+132.2% |
| Admin fee / account holder | $1,594 | $13,580-88.3% | $11,612-86.3% | $9,541-83.3% |