Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,324 | $62,928-88.4% | $172,753-95.8% | $67,582-89.2% |
| Participation rate | 44.2% | 64.5%-20.3pp | 82.6%-38.4pp | 71.3%-27.1pp |
| Annual return | 17.72% | 30.36%-12.6pp | 803.00%-785.3pp | 378.57%-360.9pp |
| Employer contribution / active EE | $400 | $1,636-75.6% | $5,144-92.2% | $2,148-81.4% |
| Participant deferral / active EE | $682 | $2,145-68.2% | $5,198-86.9% | $3,539-80.7% |
| Admin fee / account holder | $41 | $167-75.2% | $13,956-99.7% | $142-70.9% |