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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,594 | $107,363+156.7% | $92,909+196.6% | $152,897+80.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 23.78% | 145.63%-121.8pp | 109.44%-85.7pp | 345.43%-321.6pp |
| Employer contribution / active EE | $9,966 | $4,222+136.0% | $3,653+172.8% | $4,764+109.2% |
| Participant deferral / active EE | $6,410 | $4,848+32.2% | $4,238+51.2% | $5,851+9.5% |
| Admin fee / account holder | $705 | $7,082-90.0% | $5,795-87.8% | $11,599-93.9% |