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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $612,733 | $111,535+449.4% | $105,223+482.3% | $137,256+346.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 18.86% | 237.85%-219.0pp | 180.65%-161.8pp | 220.34%-201.5pp |
| Employer contribution / active EE | $11,766 | $3,939+198.7% | $3,689+219.0% | $4,156+183.1% |
| Participant deferral / active EE | $8,821 | $5,500+60.4% | $5,072+73.9% | $6,407+37.7% |
| Admin fee / account holder | $4,778 | $9,721-50.9% | $8,859-46.1% | $12,270-61.1% |