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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,900 | $107,368+25.6% | $92,915+45.2% | $152,909-11.8% |
| Participation rate | 83.3% | 79.8%+3.5pp | 76.0%+7.3pp | 82.5%+0.9pp |
| Annual return | 3.95% | 145.64%-141.7pp | 109.45%-105.5pp | 345.46%-341.5pp |
| Employer contribution / active EE | $6,774 | $4,222+60.4% | $3,653+85.4% | $4,764+42.2% |
| Participant deferral / active EE | $6,154 | $4,848+26.9% | $4,238+45.2% | $5,851+5.2% |
| Admin fee / account holder | $7,647 | $7,082+8.0% | $5,796+31.9% | $11,601-34.1% |