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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,061 | $102,638-75.6% | $81,991-69.4% | $158,966-84.2% |
| Participation rate | 90.0% | 75.5%+14.5pp | 69.3%+20.7pp | 82.0%+8.0pp |
| Annual return | 11.26% | 61.05%-49.8pp | 41.31%-30.1pp | 302.95%-291.7pp |
| Employer contribution / active EE | $1,694 | $3,241-47.7% | $2,498-32.2% | $4,762-64.4% |
| Participant deferral / active EE | $2,303 | $4,649-50.5% | $3,722-38.1% | $5,983-61.5% |
| Admin fee / account holder | $701 | $8,237-91.5% | $5,665-87.6% | $11,250-93.8% |