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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,895 | $71,215-62.2% | $93,696-71.3% | $80,935-66.8% |
| Participation rate | 70.2% | 60.4%+9.8pp | 68.7%+1.5pp | 67.7%+2.6pp |
| Annual return | 19.68% | 11.27%+8.4pp | 133.74%-114.1pp | 35.66%-16.0pp |
| Employer contribution / active EE | $1,139 | $1,565-27.2% | $2,422-53.0% | $2,757-58.7% |
| Participant deferral / active EE | $1,768 | $4,037-56.2% | $4,417-60.0% | $4,299-58.9% |
| Admin fee / account holder | $2,158 | $6,958-69.0% | $8,287-74.0% | $6,924-68.8% |