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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,681 | $100,073-51.4% | $85,126-42.8% | $145,877-66.6% |
| Participation rate | 56.5% | 74.1%-17.6pp | 67.5%-11.0pp | 80.3%-23.8pp |
| Annual return | 20.07% | 84.11%-64.0pp | 66.63%-46.6pp | 551.28%-531.2pp |
| Employer contribution / active EE | $1,473 | $3,236-54.5% | $2,731-46.1% | $4,663-68.4% |
| Participant deferral / active EE | $2,388 | $5,294-54.9% | $4,523-47.2% | $6,691-64.3% |
| Admin fee / account holder | $1,309 | $7,261-82.0% | $6,160-78.7% | $13,402-90.2% |