See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS2+ years Filed as: CAPITAL RESEARCH AND MANAGEMENT Service code 15 · EIN 95-6817943 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,566 | $60,165+9.0% | $74,183-11.6% | $55,167+18.9% |
| Participation rate | 41.4% | 74.2%-32.8pp | 76.6%-35.2pp | 69.0%-27.6pp |
| Annual return | 5.69% | 10.00%-4.3pp | 17.74%-12.0pp | 169.23%-163.5pp |
| Employer contribution / active EE | $1,044 | $1,600-34.7% | $2,370-55.9% | $1,963-46.8% |
| Participant deferral / active EE | $1,490 | $2,973-49.9% | $3,550-58.0% | $3,054-51.2% |
| Admin fee / account holder | $0 | $419-100.0% | $5,586-100.0% | $504-100.0% |