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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,685 | $99,345-81.2% | $84,753-78.0% | $273,972-93.2% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 4.30% | 22.93%-18.6pp | 22.78%-18.5pp | 41.46%-37.2pp |
| Employer contribution / active EE | $1,759 | $4,214-58.2% | $3,574-50.8% | $4,869-63.9% |
| Participant deferral / active EE | $421 | $4,270-90.1% | $3,712-88.6% | $5,287-92.0% |
| Admin fee / account holder | $2,468 | $6,645-62.9% | $5,333-53.7% | $10,133-75.6% |