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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,869 | $72,269-80.8% | $101,271-86.3% | $79,852-82.6% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 16.91% | 22.29%-5.4pp | 46.48%-29.6pp | 31.72%-14.8pp |
| Employer contribution / active EE | $3,905 | $2,692+45.1% | $3,660+6.7% | $2,471+58.0% |
| Participant deferral / active EE | $1,861 | $3,282-43.3% | $4,371-57.4% | $3,740-50.2% |
| Admin fee / account holder | $1,005 | $4,401-77.2% | $5,948-83.1% | $5,306-81.1% |