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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,091 | $87,733+124.6% | $106,555+85.0% | $85,847+129.6% |
| Participation rate | 95.6% | 71.9%+23.7pp | 76.1%+19.5pp | 69.3%+26.3pp |
| Annual return | -15.14% | 21.86%-37.0pp | 26.80%-41.9pp | 318.61%-333.7pp |
| Employer contribution / active EE | $5,321 | $2,073+156.7% | $2,819+88.7% | $2,565+107.4% |
| Participant deferral / active EE | $8,261 | $3,469+138.1% | $4,399+87.8% | $3,952+109.0% |
| Admin fee / account holder | $310 | $6,767-95.4% | $7,408-95.8% | $6,261-95.1% |