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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,915 | $165,399-23.3% | $149,745-15.2% | $158,982-20.2% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 11.56% | 348.34%-336.8pp | 276.72%-265.2pp | 302.99%-291.4pp |
| Employer contribution / active EE | $1,563 | $5,105-69.4% | $4,646-66.3% | $4,763-67.2% |
| Participant deferral / active EE | $2,190 | $7,183-69.5% | $6,843-68.0% | $5,983-63.4% |
| Admin fee / account holder | $1,672 | $10,811-84.5% | $9,312-82.0% | $11,252-85.1% |