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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,780 | $110,337-13.2% | $102,383-6.4% | $145,877-34.3% |
| Participation rate | 86.7% | 77.9%+8.7pp | 74.5%+12.2pp | 80.3%+6.4pp |
| Annual return | 11.36% | 24.83%-13.5pp | 24.94%-13.6pp | 551.28%-539.9pp |
| Employer contribution / active EE | $2,432 | $4,216-42.3% | $3,870-37.2% | $4,663-47.8% |
| Participant deferral / active EE | $6,315 | $5,621+12.3% | $5,060+24.8% | $6,691-5.6% |
| Admin fee / account holder | $1,702 | $9,750-82.5% | $8,391-79.7% | $13,402-87.3% |