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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 51-0396365 | Advisory (Participants) | $44,312 |
HEADWATERS WEALTH MANAGEMENT6 years Filed as: HEADWATERS WEALTH MANAGMENT Service code 26 401 W FRONT ST · BOISE, ID 83702 | Advisory (Participants) | $43,720 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $505,580 | $55,446+811.8% | $155,574+225.0% | $74,429+579.3% |
| Participation rate | 100.0% | 61.9%+38.1pp | 78.2%+21.8pp | 67.2%+32.8pp |
| Annual return | 12.31% | 269.20%-256.9pp | 64.87%-52.6pp | 1368.38%-1356.1pp |
| Employer contribution / active EE | $30,188 | $2,266+1232.1% | $4,676+545.6% | $2,625+1050.1% |
| Participant deferral / active EE | $18,840 | $2,836+564.3% | $5,629+234.7% | $4,348+333.3% |
| Admin fee / account holder | $466 | $1,743-73.3% | $15,914-97.1% | $1,944-76.0% |