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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 51-0396365 | Advisory (Participants) | $44,312 |
HEADWATERS WEALTH MANAGEMENT6 years Filed as: HEADWATERS WEALTH MANAGMENT Service code 26 401 W FRONT ST · BOISE, ID 83702 | Advisory (Participants) | $43,720 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $505,580 | $55,415+812.3% | $155,509+225.1% | $74,495+578.7% |
| Participation rate | 100.0% | 61.9%+38.1pp | 78.2%+21.8pp | 67.2%+32.8pp |
| Annual return | 12.31% | 268.50%-256.2pp | 64.67%-52.4pp | 1364.94%-1352.6pp |
| Employer contribution / active EE | $30,188 | $2,267+1231.6% | $4,672+546.1% | $2,623+1050.9% |
| Participant deferral / active EE | $18,840 | $2,836+564.3% | $5,626+234.9% | $4,346+333.5% |
| Admin fee / account holder | $466 | $1,738-73.2% | $15,912-97.1% | $1,942-76.0% |