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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,415 | $77,896+17.4% | $134,172-31.9% | $82,448+10.9% |
| Participation rate | 70.1% | 62.8%+7.3pp | 72.5%-2.4pp | 68.1%+2.0pp |
| Annual return | 16.38% | 18.21%-1.8pp | 25.30%-8.9pp | 41.64%-25.3pp |
| Employer contribution / active EE | $1,479 | $2,159-31.5% | $3,420-56.8% | $2,551-42.0% |
| Participant deferral / active EE | $3,250 | $3,162+2.8% | $4,690-30.7% | $4,139-21.5% |
| Admin fee / account holder | $3,126 | $6,336-50.7% | $12,016-74.0% | $7,234-56.8% |