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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,615 | $54,541+117.5% | $78,778+50.6% | $70,126+69.1% |
| Participation rate | 100.0% | 60.8%+39.2pp | 69.2%+30.8pp | 69.5%+30.5pp |
| Annual return | 19.12% | 21.07%-2.0pp | 35.62%-16.5pp | 73.15%-54.0pp |
| Employer contribution / active EE | $2,151 | $1,089+97.6% | $1,986+8.3% | $2,343-8.2% |
| Participant deferral / active EE | $3,987 | $2,210+80.4% | $2,958+34.8% | $3,332+19.7% |
| Admin fee / account holder | $1,753 | $3,709-52.7% | $5,134-65.9% | $4,645-62.3% |