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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,164 | $70,684+0.7% | $169,397-58.0% | $75,177-5.3% |
| Participation rate | 76.8% | 64.8%+12.0pp | 77.2%-0.4pp | 67.2%+9.6pp |
| Annual return | 16.94% | 36.38%-19.4pp | 406.23%-389.3pp | 160.75%-143.8pp |
| Employer contribution / active EE | $3,495 | $2,211+58.1% | $4,013-12.9% | $2,671+30.8% |
| Participant deferral / active EE | $7,090 | $4,310+64.5% | $6,223+13.9% | $4,126+71.8% |
| Admin fee / account holder | $6,668 | $5,404+23.4% | $9,017-26.1% | $5,651+18.0% |