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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,101 | $74,661-0.8% | $160,784-53.9% | $67,986+9.0% |
| Participation rate | 71.4% | 57.1%+14.3pp | 77.0%-5.5pp | 57.2%+14.2pp |
| Annual return | 20.01% | 28.83%-8.8pp | 1803.92%-1783.9pp | 31.67%-11.7pp |
| Employer contribution / active EE | $2,433 | $1,829+33.0% | $3,733-34.8% | $2,019+20.5% |
| Participant deferral / active EE | $4,982 | $3,681+35.4% | $6,293-20.8% | $3,358+48.4% |
| Admin fee / account holder | $2,360 | $3,959-40.4% | $9,717-75.7% | $3,203-26.3% |