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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,101 | $67,595+9.6% | $186,193-60.2% | $64,340+15.2% |
| Participation rate | 71.4% | 51.9%+19.5pp | 77.1%-5.7pp | 55.2%+16.2pp |
| Annual return | 20.01% | 17.46%+2.5pp | 78.03%-58.0pp | 24.14%-4.1pp |
| Employer contribution / active EE | $2,433 | $1,513+60.8% | $3,918-37.9% | $1,862+30.7% |
| Participant deferral / active EE | $4,982 | $3,023+64.8% | $6,513-23.5% | $2,980+67.2% |
| Admin fee / account holder | $2,360 | $5,311-55.6% | $11,058-78.7% | $3,703-36.3% |