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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,563 | $99,380+193.4% | $90,312+222.8% | $155,188+87.9% |
| Participation rate | 100.0% | 77.3%+22.7pp | 72.9%+27.1pp | 80.8%+19.2pp |
| Annual return | 8.87% | 19.35%-10.5pp | 18.90%-10.0pp | 148.84%-140.0pp |
| Employer contribution / active EE | $9,122 | $2,390+281.7% | $2,243+306.8% | $4,248+114.7% |
| Participant deferral / active EE | $3,000 | $4,212-28.8% | $3,749-20.0% | $6,531-54.1% |
| Admin fee / account holder | $4,307 | $9,766-55.9% | $8,248-47.8% | $14,480-70.3% |