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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,563 | $147,594+97.5% | $121,871+139.2% | $198,609+46.8% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.2%+26.8pp | 82.4%+17.6pp |
| Annual return | 8.87% | 12.94%-4.1pp | 13.57%-4.7pp | 202.70%-193.8pp |
| Employer contribution / active EE | $9,122 | $3,007+203.4% | $2,731+234.0% | $5,055+80.4% |
| Participant deferral / active EE | $3,000 | $5,168-42.0% | $4,318-30.5% | $6,977-57.0% |
| Admin fee / account holder | $4,307 | $15,134-71.5% | $11,551-62.7% | $19,030-77.4% |