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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,563 | $103,164+182.6% | $90,259+223.0% | $154,746+88.4% |
| Participation rate | 100.0% | 76.1%+23.9pp | 70.7%+29.3pp | 80.7%+19.3pp |
| Annual return | 8.87% | 19.25%-10.4pp | 18.88%-10.0pp | 172.34%-163.5pp |
| Employer contribution / active EE | $9,122 | $2,532+260.3% | $2,291+298.1% | $4,379+108.3% |
| Participant deferral / active EE | $3,000 | $4,422-32.2% | $3,827-21.6% | $6,730-55.4% |
| Admin fee / account holder | $4,307 | $8,593-49.9% | $7,267-40.7% | $14,365-70.0% |