Retirement plan

EDMARK AUTO, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Name: EDMARK AUTO, INC - EDMARK AUTO, INC. 401(K) PROFIT SHARING PLAN AND TRUST (2016) Form 5500
Creator: EDMARK AUTO, INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EDMARK AUTO, INC. 401(K) PROFIT SHARING PLAN AND TRUST, EDMARK AUTO, INC

EDMARK AUTO, INCEIN 82-0210104Plan #001PY 2016

15700 IDAHO CENTER BLVD - NAMPA, ID 83686208-466-6000LinkedIn51-200 employeesretail

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$4.5M

+17.4% from 2015

Total participants

158

+6.0% from 2015

Average account balance

$37,763

+28.2% from 2015

Annual return

6.48%

+7.44 pp from 2015

Benchmarks

See 2,356 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants100-249

Cohort2,356 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.68M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$54K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

29.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$234K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.27%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$20868

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
PINNACLE PENSION SERVICES2+ years Service code 13 · EIN 82-0433443 3101 W. MAIN ST., STE. 100 · BOISE, ID 83702	Contract Administrator	$10,147
RIPLEY DOORN & COMPANY, PLLC1 year Filed as: RIPLEY DOORN & CO., PLLC Service code 10 217 W GEORGIA AVE STE 100 · NAMPA, ID 83686	Accounting	$9,015
WELLS FARGO BANK, N.A.2+ years Filed as: WELLS FARGO ADVISORS Service code 55 401 S. TRYON ST., 11TH FL D1050-111 · CHARLOTTE, NC 28081	Other Commissions	$0

Plan features & details

Pension benefit codes2E2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$16K

$111 / participant

Investment mgmt$6K36.4%
Contract admin$10K63.6%

% of EOY assets

0.365%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: RIPLEY DOORN & CO PLLC
Auditor EIN: 820476132
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$37,763

$42,546-11.2%

$71,796-47.4%

$55,167-31.5%

Participation rate

73.6%

59.1%+14.5pp

69.1%+4.5pp

69.0%+4.7pp

Annual return

6.48%

12.36%-5.9pp

78.04%-71.6pp

169.23%-162.7pp

Employer contribution / active EE

$1,047

$803+30.3%

$1,924-45.6%

$1,963-46.7%

Participant deferral / active EE

$2,711

$2,064+31.3%

$2,794-3.0%

$3,054-11.2%

Admin fee / account holder

$138

$650-78.8%

$4,815-97.1%

$504-72.6%

Provider

Service type

Compensation

PINNACLE PENSION SERVICES2+ years

Service code 13 · EIN 82-0433443

3101 W. MAIN ST., STE. 100 · BOISE, ID 83702

Contract Administrator

$10,147

RIPLEY DOORN & COMPANY, PLLC1 year

Filed as: RIPLEY DOORN & CO., PLLC

Service code 10

217 W GEORGIA AVE STE 100 · NAMPA, ID 83686

Accounting

$9,015

WELLS FARGO BANK, N.A.2+ years

Filed as: WELLS FARGO ADVISORS

Service code 55

401 S. TRYON ST., 11TH FL D1050-111 · CHARLOTTE, NC 28081

Other Commissions

EDMARK AUTO, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EDMARK AUTO, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion