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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,472 | $138,076-43.9% | $123,553-37.3% | $135,380-42.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.79% | 153.70%-163.5pp | 119.21%-129.0pp | 519.81%-529.6pp |
| Employer contribution / active EE | $2,134 | $5,152-58.6% | $4,628-53.9% | $4,779-55.3% |
| Participant deferral / active EE | $4,138 | $6,800-39.1% | $6,426-35.6% | $5,609-26.2% |
| Admin fee / account holder | $959 | $10,917-91.2% | $9,284-89.7% | $10,828-91.1% |