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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,971 | $57,330+56.9% | $86,656+3.8% | $75,177+19.7% |
| Participation rate | 60.7% | 63.2%-2.5pp | 71.7%-11.1pp | 67.2%-6.5pp |
| Annual return | 13.61% | 2675.40%-2661.8pp | 593.09%-579.5pp | 160.75%-147.1pp |
| Employer contribution / active EE | $1,198 | $2,316-48.3% | $3,025-60.4% | $2,671-55.1% |
| Participant deferral / active EE | $2,445 | $3,320-26.3% | $4,439-44.9% | $4,126-40.7% |
| Admin fee / account holder | $1,538 | $4,115-62.6% | $5,619-72.6% | $5,651-72.8% |