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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,331 | $185,141-98.2% | $153,416-97.8% | $155,188-97.9% |
| Participation rate | 75.0% | 79.9%-4.9pp | 74.3%+0.7pp | 80.8%-5.8pp |
| Annual return | 15.90% | 18.72%-2.8pp | 17.84%-1.9pp | 148.84%-132.9pp |
| Employer contribution / active EE | $0 | $4,489-100.0% | $3,764-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $2,685 | $5,477-51.0% | $4,723-43.1% | $6,531-58.9% |
| Admin fee / account holder | $1,410 | $16,005-91.2% | $13,095-89.2% | $14,480-90.3% |