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| Provider | Service type | Compensation |
|---|---|---|
HFM INVESTMENT ADVISORS1 year Filed as: HFM INVESTMENT ADVISORS, LLC Service code 26 · EIN 82-1797253 | Advisory (Participants) | $7,644 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $325 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,958 | $46,332-76.3% | $143,797-92.4% | $64,824-83.1% |
| Participation rate | 27.6% | 64.2%-36.6pp | 80.3%-52.7pp | 71.5%-43.9pp |
| Annual return | -15.69% | -10.05%-5.6pp | -0.04%-15.6pp | 32.84%-48.5pp |
| Employer contribution / active EE | $891 | $1,911-53.4% | $4,952-82.0% | $2,507-64.5% |
| Participant deferral / active EE | $1,094 | $2,647-58.7% | $5,638-80.6% | $4,311-74.6% |
| Admin fee / account holder | $105 | $154-31.7% | $14,679-99.3% | $188-44.0% |