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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,858 | $107,941-81.6% | $91,994-78.4% | $152,897-87.0% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 0.00% | 89.28%-89.3pp | 69.04%-69.0pp | 345.43%-345.4pp |
| Employer contribution / active EE | $7,680 | $4,212+82.4% | $3,453+122.4% | $4,764+61.2% |
| Participant deferral / active EE | $11,520 | $6,366+81.0% | $5,924+94.5% | $5,851+96.9% |
| Admin fee / account holder | $516 | $10,521-95.1% | $7,744-93.3% | $11,599-95.6% |