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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,781 | $100,938+28.6% | $90,461+43.5% | $158,982-18.4% |
| Participation rate | 58.3% | 75.0%-16.7pp | 72.7%-14.4pp | 82.0%-23.6pp |
| Annual return | 21.20% | 1727.20%-1706.0pp | 1294.76%-1273.6pp | 302.99%-281.8pp |
| Employer contribution / active EE | $2,679 | $3,691-27.4% | $3,264-17.9% | $4,763-43.8% |
| Participant deferral / active EE | $5,452 | $4,350+25.3% | $3,964+37.5% | $5,983-8.9% |
| Admin fee / account holder | $570 | $6,510-91.2% | $5,617-89.9% | $11,252-94.9% |